You are creating a Lifetime Asset Protection Trust for each of your children — money held and looked after by a trustee, rather than handed over all at once. One day that trustee will have to decide what the money is for. This worksheet is where you tell them, in your own words.

Nothing here is binding, and nothing is required. Answer the questions that speak to you and skip the rest — a blank answer is a real answer. Each one has a few examples from real trusts if you’d like ideas.

Your writing saves by itself as you go. Put this down and come back as often as you like.